Oh my - I certainly didn't take it that way! More of a lament that the situation is so difficult...

It's something that's near to my heart also, just from personal experience. There's nothing like dangling over that insurance-less abyss for ten years to make one aware of the costs. The part that I was always bitter about was that the people who just collect and collect and collect and do *nothing* to attempt to better their lot by their own efforts have an extensive safety net, and the poor slobs who work hard but are say, temping, are hung out to dry. It's just... complicated. And the existing system is corrupt on so many levels that I don't even know where they'd start!

But after ten years on the outside looking in, we've gotten lucky with my job, and it's a blessing I count every single day.